Tuesday, April 5, 2022

ObamaCare - 12 Years Later - A Scam

ObamaCare was signed into law 12 years ago without one single Republican vote in Congress.  It was supposed to provide healthcare for all at reasonable premiums and deductibles.  Of course, none of that happened.  There are still about 30 million people in the United States without healthcare because even if they get medical insurance with a subsidy, they can't afford the deductibles, which can range as high as $10,000 a year.  Obviously, if these people could not afford to buy their own health insurance, how on earth can they pay the deductibles.  And, those that do not get subsidies can't afford the premiums, which have skyrocketed because of all the "free benefits".  It was all a Big Lie.  Remember, if you like your doctor you can keep your doctor.  Never happened.  

The real impact of ObamaCare was the expansion of Medicaid in most states so that the poor are not even getting private medical insurance.  They are on Medicaid much like Medicare only better because there are no premiums and no deductibles.  State and federal governments just pay the bills assuming a doctor or hospital will take a Medicaid patient.  Many will not take Medicaid patients.  However, the real impact of expanded Medicaid that will bankrupt our country is that 65% of Senior Citizens living in nursing homes or assisted living is paid for by Medicaid.  The government just takes most of someone's Social Security check and otherwise pays all the the bills.  Everybody knows how to work the system.  Homes and other assets are turned over to family members five years earlier so in essence the Senior has nothing and therefore qualifies for Medicaid.  

78 million Baby Boomers are turning 65 at the rate of 10,000 a day for the next 15 - 20 years.  Many of them will end up in Senior Communities or nursing homes that will take them on Medicaid.  The nicer facilities will not take Medicaid patients.  They only focus on private pay customers that can pay higher fees and charges.  Eventually, this will turn into a crisis because there will not be enough facilities willing to take Medicaid residents.  The day is coming.   In some areas, it is already here.  

So, ObamaCare was the Big Lie, all smoke and mirrors.  It did not solve the healthcare crisis in America.  Premiums and deductibles for most people, even those that get insurance from their employers are higher than ever.  People are paying way more for healthcare today than before ObamaCare.  There is nothing to celebrate.  ObamaCare, like most government programs made things worse than before.  

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