Monday, September 10, 2012

The Truth About Medicare

Medicare is heading toward insolvency and that will happen no matter who is elected President if action is not taken to save the program and soon.  Socialist President Obama will propose tax increases on all concerned, particularly the "rich", that he defines as families and businesses earning more than $250,000 a year, to save Medicare because tax increases are always the solution for Socialists, rather than tough decisions.   Romney/Ryan will propose long term solutions to save Medicare for future generations.

Obama cut more than $700 Billion out of Medicare to help pay for ObamaCare to provide medical insurance for Obama's PEEP's; those on the dole, those that pay no income taxes at all and eventually for illegal aliens.    Cutting that money from Medicare will result in lower payments to doctors and hospitals, which will result in fewer doctors willing to take Medicare.  It is already happening, which is the reason Congress must step in every year to enact the "Doc Fix" to restore higher payments. 

However, if these cuts really do happen, this will lead to rationing of medical care for Senior Citizens and the infamous Death Panels in ObamaCare.   In addition, cutting that $700 Billion from Medicare will result in eliminating the Medicare Advantage HMO Program, which will negatively impact 22 million, mostly lower income Senior Citizens, that will lose this great program.   Once gone, these Seniors will experience much higher cost, either because they will need to buy Medigap policies to get the benefits they already have, or they will experience much higher deductibles that are part of regular Medicare.  Obama did this to them and that is the truth. 

And, here is the reality.   Medicare is already means tested.   Those with higher incomes/pensions in retirement are paying three or four times the lowest Medicare cost of about $112 a month.   So when Socialist claim that they oppose means testing, or having Seniors pay more for Medicare, they are full of baloney because it is already happening.   And, these monthly payments should go up to 50% of the actual premium cost for wealthy Americans, even thought they have paid for Medicare in their contributions many times over to make sure that lower income Seniors have good Medicare benefits. 

So what do we do now.   Medicare should still be provided at 65 years old no matter the individuals Social Security retirement age.   The Medicare Advantage HMO Program should be the standard program at little, or some cost to wealthier individuals.   This Blogger's Mom has Medicare Advantage and it is a terrific program.   The government buys my Mom an HMO program at a fixed annual cost; last count about $6,500 a year and it provides both medical and prescription drug coverage with minimal out of pocket expenses.   Mom has been through three surgeries under this program, in addition to normal monthly care, all of which have been outstanding. 

Those Seniors that want a PPO Program and the freedom to go to any doctor out of network should pay more for it.   These changes should happen NOW for current and future Seniors.   Believe me, what this Blogger is describing is not the end of the world.   Lower income Seniors would pay less; higher income Seniors would pay more.   All Seniors would have good health care. 

Socialists continue to demagogue this issue when what we need is truth and nothing but the truth.  Medicare "as we know it" is going bankrupt.  We need a common sense solution to preserve Medicare for current and further generations.   It is about time for a little honesty.   Senior Citizens are not babies.   They can take the truth.   As long as lower income Senior Citizens are taken care of, everything else should be on the table.   Socialists use Mediscare to win elections.   It is despicable because as fear mongers, they scare the hell out of Seniors.   But, we all know that Socialists will lie, cheat or steal to stay in office feeding at the trough, so giving Seniors a heart attack worrying about Medicare is not beneath them.  They do it every election cycle. 

We need to sweep Socialists at all levels of government, including President Obama, out of office in 2012 and 2014 to save Medicare and Social Security and to prevent the bankruptcy of the United States.   We must elect Common Sense Conservatives to get our country back on track.   We must elect Mitt Romney the next President of the United States and gain Republican control of both Houses of Congress to take back our country.   We can do it.   We must do it to preserve our freedom, our nation and way of life for the sake of our children and grandchildren.  In the mean time, it is time for the truth about Medicare not more scare tactics and propaganda spread by Obama and his Socialist pals in government. 

P.S.  To donate to Mitt Romney to make Obama a one term President, just go to and click on Donate.   Once there, look for the line that says, I know my Referrers Information, click on that box and type in 8544, the National Freedom Forum Referral Number to make our voices heard.  Give as much as you can to take back our country. 

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